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Key facts

Borrow anything between £25,000 and £5,000,000
All loans are secured against an asset - this could be property, business stock or personal assets
We offer flexible loan terms, typically between 3 months and 5 years
Loans are interest only with capital repaid at the end of the term

Benefits

Competitive interest rates

Transparent pricing

With no exit fees or hidden charges so you know exactly what to expect.

Interest only loans

With capital re-paid at term. As our loans are asset based, most borrowers plan to re-pay loans by selling their assets. Interest only loans help you to manage your cash flow until you have realised a sale.

Pay back early with no penalty fees

Fast decision, fast process

We will give you a decision within 24 hours of receiving your application and you can receive your loan in as little as 7 days, provided that the due diligence can be completed efficiently.

Exceptional service

We have a track record of great service and high customer feedback scores.

Straightforward and simple application process

We tell you what we need upfront and make the process as easy as possible by giving you your own account manager.

Loan types

Development Finance

We provide finance to British property developers and we have a track record of funding multi-million pound developments.

Bridging Loans

We have been providing bridging finance since 2008. Whilst the bridging market has become very competitive, we are able to provide a fast service at competitive market rates.

SME Finance

We provide secured loans to SME’s for a fixed term. While we only accept tangible assets as security, we are flexible about the type of assets that we will accept and we will consider: business stock, director’s own personal assets, plant and machinery as well as property.

How to Borrow - it’s a time thing with us, we don’t keep you hanging around.

1
Get in touch

Call us or complete our contact form to discuss your borrowing needs.

2
Complete and submit your application form
3
We’ll make you a loan offer within 24 hours

Subject to completion of our due diligence.

4
All due diligence and legal work will be taken care of
5
We’ll then offer your loan to our lenders on our P2P platform
6
Complete the loan and drawdown the funds

Assessment process

While we are efficient, we are also thorough. We visit our borrowers at their premises and we believe in building up a good relationship and understanding our borrower’s needs. We believe that is the best way to make a proper credit assessment of a business and truly give a service and rate that reflects the business needs.

We won’t keep our borrowers waiting; we are great at communication and we have efficient processes to make sure there are no unnecessary delays to applications.

We will consider each application on its own merit according to our lending policy, taking into account the ability for your business to repay the loan and the risk to our lenders. We do not guarantee the provision of a loan to any business. Before applying for a loan, you should consider the ability of the business to repay the loan.

Our guide to borrowing with MoneyThing

Coming soon