Key facts

Earn 7% to 12% interest per annum, paid monthly*
All loans are secured by property or assets
Loan terms are between 6 months and 5 years
Clear loan-to-value ratios, based on current valuations

* Your capital is at risk and you might not get back all you lend.


Earn More

Get a higher return on your money

No downtime

Start earning interest from the point you commit to a loan

Interest only loans offered

Meaning re-investment of your capital isn’t required

Clear loan to value ratio

All loans are secured against assets with a clear loan to value ratio to help you manage risk

You’re in control

We provide you with all the information you need to make your own decisions and choose which loans you wish to lend against

Variety of loans available

You can spread your money across a range of loans on our platform

Stay informed

We provide full loan information before bidding begins and keep you updated throughout the term

Exceptional service

We have a track record of providing great service and have high customer feedback scores

Proud to be British

All our borrowers are British-based businesses

Secondary market

You can offer your loans for sale to other lenders if you want to exit early (provided a buyer can be found)

How to lend – communication is key, we keep you well informed throughout.

Register with us online

Once we have confirmed your identity we will activate your account (typically within 2 hours during working hours, but can be up to 24 hours)

Deposit funds

Deposit funds by making a bank transfer to our Client Money Account (you can only bid for loans against cleared funds)

Choose a loan

View the available loans and make your decision

Make a loan commitment

By entering the amount you wish to lend and start earning interest straight away

Earn interest monthly

Earn interest each month throughout the loan term

Get your money back

Get your capital back at the end of the loan

Our guide to lending with MoneyThing

Coming soon