Why Lend?


Earn up to 12% per year through our asset-secured loans...

After years of rock-bottom interest rates, lenders are looking for new ways to make their money work harder, just as business borrowers are seeking out new sources of loans to fund activity and fuel growth.

Business lending from MoneyThing offers lenders competitive returns compared to those normally offered by banks and building societies. Our interest rates vary depending on the type of loan and security offered, but we typically offer a rate of 12%.

MoneyThing lends to UK businesses. All loans are asset-secured and we offer loans against a range of assets from property to aircraft to car stocking finance. MoneyThing typically lends 50-70% of the value of the asset, depending on the quality and the type of security offered.

That's not all...

MoneyThing pre-funds all loans, which means we use our own capital to provide finance before making them available to lenders on our platform. This means that our borrowers don’t have to wait for lenders to take up the loans before they receive their funds and it also means lenders can start earning interest straight away.

Remember- your capital is at risk and is not protected under the Financial Services Compensation Scheme. Please see our risk statement to understand more about the risks of lending with MoneyThing.


How does it work?


Our online platform allows lenders to start earning in just 4 simple steps:


...to gain access to the MoneyThing platform. There is absolutely no obligation to deposit funds.

When ready you can deposit funds into your MoneyThing account.

Browse our collection of asset-backed loans and choose which loan(s) you would like to back by allocating your funds.

...straight away! Every month up to 1% interest on your allocated funds will be deposited into your MoneyThing account (available to withdraw instantly).

Key benefits for MoneyThing lenders:

  • Well-selected and monitored business lending opportunities
  • Asset security on every loan
  • Earn interest as soon as you invest in a loan
  • No membership fees
  • Attractive rates of interest
  • Ability to spread funds across a broad portfolio
  • Management of administration and legal documentation on behalf of lenders

*Please note there are risks with business lending